Supercharge Your Health with Comprehensive Coverage
Life is unpredictable, but your family's financial security doesn't have to be. Plum's Personal Term Life Insurance provides additional protection beyond your company's group term life policy.
We’re setting the standard
We’ve sustained high standards. We’ve set new benchmarks. We’re here to stay.
100
k+
Claims Processes Annually
5000
+
Companies Covered
500
k+
Lives Insured
Why Personal Health Insurance?
/01
The Value of Personal Health Insurance
- Protects against rising medical expenses and ensures access to quality healthcare.
- Provides financial security during emergencies without depleting savings.
- Includes tax benefits under Section 80D of the Income Tax Act.
/02
How It Helps
- Covers hospitalization, pre- and post-hospitalization expenses, and daycare procedures.
- Offers cashless treatment at network hospitals, ensuring peace of mind during medical needs.
- Allows optional riders for critical illness, maternity, and alternative treatments like AYUSH.
/03
Why You Should Enroll Early
- Lower Premiums: Younger and healthier individuals pay significantly lower premiums.
- Shorter Waiting Periods: Early enrollment allows faster coverage for pre-existing conditions.
- Healthier Approvals: Secures better coverage with fewer exclusions.
Why choose plum super top-up
Plum provides exclusive, industry-leading services tailored for individual needs
01
Tailored Options
Choose coverage limits based on your needs (R2OL, 750L, {1Cr).
02
Exceptional Claims Support
Benefit from the trusted claims process that makes Plum a leader in employee benefits.
03
Comprehensive Policies
Our policies ensure complete coverage, meeting the needs of you and your family.
04
Family Focused
Cover your parents (up to 75 years), spouse, children, and extended family.
05
Tier 1 Insurers Only
Plum partners exclusively with top-tier insurers to guarantee reliability and high-quality service.
06
Health Benefits That Stay With You
Keep accessing premium healthcare services like Telehealth consultations and exclusive partner benefits, even after changing jobs.
How it Works
Example
A 35-year-old can secure R10 Lakhs coverage for as low as 24,000/month, ensuring financial safety during emergencies.
/01
Select Your Plan
Choose coverage that matches your health and financial needs.
/02
Customize Your Coverage
Add riders like critical illness, maternity, or AYUSH treatments for enhanced protection.
/03
Activate Your Policy
Begin enjoying peace of mind with immediate coverage for accidents and other eligible claims.
/04
Claim Effortlessly
Use cashless facilities at network hospitals or opt for reimbursement with simple processes.
Frequently Asked Questions
What is super top-up insurance?
Health insurance is a policy that provides financial coverage for medical expenses such as hospitalizations, treatments, and post-care
How does super top-up insurance work?
Almost anything! From general health issues to mental health support and chronic conditions, we have you covered.
What is deductible?
Almost anything! From general health issues to mental health support and chronic conditions, we have you covered.
Does super top-up cover same-sex or unmarried couples?
Almost anything! From general health issues to mental health support and chronic conditions, we have you covered.
What is the eligibility for purchasing a super top-up policy?
Almost anything! From general health issues to mental health support and chronic conditions, we have you covered.
