Supercharge Your Health Partner Insurance Coverage

Don't let high medical bills catch you off guard. With Plum's Super Top-Up, extend your health insurance cover up to R1 crore without breaking the bank.

We’re setting the standard

We’ve sustained high standards. We’ve set new benchmarks. We’re here to stay.
100
k+
Claims Processes Annually
5000
+
Companies Covered
500
k+
Lives Insured

Why choose super top-up?

Super Top-Up enhances your existing health insurance, offering you affordable premiums and extended coverage for your family.
Higher Coverage, Lower Costs
Choose plans up to 220L, 250L, or R1Cr.
No Medical Check-Ups
Instant approval, hassle-free.
Tax Savings
Avail benefits under Section 80D.
Portable Coverage
Your STU stays active even if you switch jobs.
Cashless Claims
Available at 7800+ hospitals nationwide.

How Super Top-up Works

/01
First
Hospitalization
Expenses 3L → Covered by your base health insurance of 75L.
/02
Second
Hospitalization
Expenses 6L → Your base insurance covers R2L; STU covers the remaining 24L
Your Benefits
Only pay the deductible once; STU covers all subsequent costs above it.
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Trusted by Thousands

"Thanks to Plum’s consultative process, I know what other companies are doing, what benefits make sense to my team, and what I need to do to stand out in a competitive market."
Monica Gunalan
Head of People (APAC), Postman
"Our policy this year was about stepping back and looking at our benefits to identify which ones had the maximum impact. Plum helped us craft a benefits plan that ticked both boxes, and we’re extremely proud of our policy."
Monica Gunalan
Head of People (APAC), Postman
"The difference is dramatic. We’ve seen reimbursement claims that have been stuck for over six months – and now with Plum, everything is settled within a week. With cashless, discharge is sometimes possible within 20 minutes. It’s unheard of."
Monica Gunalan
Head of People (APAC), Postman
"We were seeking a solution to streamline insurance management, elevate our health benefits, and ensure seamless experiences. Plum provided the ideal combination of flexibility, comprehensive coverage, and user-friendly technology to address these needs effectively."
Monica Gunalan
Head of People (APAC), Postman
"We have had multiple cases of Plum helping us to push back an insurer rejected claim and get it approved. The ease of claiming using the cashless mode has increased our cashless claims from a mere 35% to 60%+ in one year. Reimbursements have been faster with 30-45 days in the past to 10-15 days now for straight forward cases."
Monica Gunalan
Head of People (APAC), Postman
"We, at Meesho, place significant importance on the holistic wellbeing of our employees.. With insurance being an integral part of wellbeing, the collaboration with Plum in introducing robust plans accentuates our employee centricity."
Monica Gunalan
Head of People (APAC), Postman

Frequently Asked Questions

What is super top-up insurance?
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How does super top-up insurance work?
Almost anything! From general health issues to mental health support and chronic conditions, we have you covered.
What is deductible?
Almost anything! From general health issues to mental health support and chronic conditions, we have you covered.
Does super top-up cover same-sex or unmarried couples?
Almost anything! From general health issues to mental health support and chronic conditions, we have you covered.
What is the eligibility for purchasing a super top-up policy?
Almost anything! From general health issues to mental health support and chronic conditions, we have you covered.